What is Mutual Funds?

A mutual fund is a type of investment vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, and other assets. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus. It is one of the popular investment options these days.

Types of mutual fund

Mutual funds in India are classified into equity funds, debt funds, and balanced mutual funds, depending on their asset allocation. You can read the types of mutual funds in detail below:

Equity fund-A type of mutual fund if it invests at least 65% of its portfolio in equity instruments. Equity funds have the potential to offer the highest return among all classes of mutual funds. The return provided by equity funds depends on the market movement. Which influenced by economic factors. The equity funds are also further classified as-small-cap funds, mid-cap funds, Large-cap funds, multi-cap funds, sector funds, index funds, and ELSS.
Debt mutual fund-these funds invest mostly in debt and fixed income instruments such as government bonds, certificates of deposit, and other high-rated securities. The returns provided by debt funds are predictable. Debt funds are also further classified such as-dynamic bond fund, income funds, short-term and ultra-short-term debt funds, liquid funds, gilt funds, credit opportunities funds, fixed maturity plans.
Hybrid mutual funds-In this type of investment, invest across both equity and debt instruments. Hybrid funds keep the objective to balance the risk-reward ratio by diversifying the portfolio. Investing in hybrid funds is an excellent way to diversify your portfolio as you would gain exposure to equity and debt instruments. These funds are also classified- Equity-oriented Hybrid funds, Debt-oriented Hybrid Funds, Monthly Income plans, Arbitrage funds.

Why should you invest in mutual funds with us?

Investing in mutual funds provides several advantages for investors. The flexibility and expert management of money make mutual funds a lucrative investment option.

Some Basic Reasons You Should Invest With Us

Investment Handled by Experts - Our experts who pick the assets of the best-performing stock that have the potential to provide excellent returns for investors.
Systematic investment plan-The most significant advantage of investing in mutual funds with us is that you can spend a small amount regularly via a systematic investment plan. The frequency of this plan can be monthly, quarterly, or bi-annually, as per your comfort. You can initiate or terminate a SIP as and when you need it.
Goal-based funds-we provide fund plans that help investors meet all their financial goals, be it short-term or long-term. There are mutual fund schemes that suit every individual's risk profile, investment horizon, and style of investments. We assess their profile carefully so they pick the most suitable fund plan.
Diversification-If one asset class fails to perform up the expectations, then the other asset classes would make up for the losses. So here, investors need not to worry about market volatility, the diversified portfolio would provide some stability.
Flexibility- you can enter and exit with us in a mutual fund plan at any time, which may not be the case with most other investment options.
Regulated-Investors need not worry about the safety of their investments as they are safe with us.

Who should invest in mutual funds?

Who has a particular financial goal, the goal can be short-term or long-term, should invest with us in mutual funds. Investing in mutual funds is an excellent way to achieve your goals. For example, if you are planning to purchase a car in the next five years, then you may consider investing in gilt funds. If you are ready to take some risk and are planning to buy a house in a period of fifteen to twenty years, you may consider investing in equity funds.

The Only Smart Move Is Investing Money In Mutual Funds With ONEXINVEST